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While identity theft is nothing new, the Web opens up entirely new world of possibilities for identity theft.

According to the FBI, identity theft is the top online fraud. The U.S. Federal Trade Commission says that identity theft is the number one source of consumer complaints - 42 percent of all complaints in 2001.

The thief will use your personal information to open credit card accounts, phone accounts, a bank account can be in your name and write bad checksthe victim with the bills and ruined credit ratings. Identity thieves may as representatives of banks, Internet service providers and even government agencies to receive, ask your Social Security number, mother's maiden name, reveal national account numbers and identifying information.

In a recent article (http://www.msnbc.com/news/830411.asp), MSNBC reported the case of a man who fell victim to a fraudulent job listing that was posted on Monster.com. AfterItem:

"It was only the work lead Jim needed: a marketing manager position with Arthur Gallagher, a leading global insurance broker. And just days after Jim responded to the job offer on Monster.com, a human resources director sent along a promising e-mail. We are interested in you, "said the note. The salary is negotiable, the clients big. In fact, the clients are so valuable and sensitive that you will become a background check as part of the interview must submit to the process. Eagerfor work, Jim complied with, and only sent about every key to his digital identity, including age, height, weight, social security number, bank account numbers, including the maiden name of his mother's name. "

Jim spent the day canceled his credit cards, checking his balances and contacting the credit bureaus, but he is concerned that his information is now "out there".

There are signs that you can point to fraudulent job offers. While these products do not necessarily mean that theListing is a scam, they are signs that you should do further checking.

- Incorrect grammar and spelling

- Telephone or fax number area codes do not match the address

- Unrealistic salary

Online job databases are not the only places that identity thieves cruise for personal information. In recent indictments in the U.S., people have been charged with the collection and use of personal information through various ways. In Miami, two people wereaccused of illegal interception of computer networks of restaurants with the cover of a dummy company. A clerical worker at the New York State Insurance Fund Office files stolen and stolen identities) are used (by people around the country and my fellow office workers to obtain goods and services. A phlebotomist at Kaiser Permanente was the use of personal data of patients and staff to open credit card accounts in different names.

Recently, an FTC wasInvestigation of a work-at-home scheme produced an incredible "scam-in-a-scam" when a man acted as an employee by e-mail FTC hundreds of victims of fraudsters is. He asked for personal information stating that they should be used as evidence in the proceeding.

While it is absolutely impossible, the chances of removing a victim, you can minimize the risk by adding the following to practice:

- When a would-be employer asks that you should apply to all personal data, do not askfor their contact information and then separately consider the company contact information and verify whether they actually exist. It is not uncommon for an employer to do a particular job information (such as your work history and former employers ask), it is not appropriate for them (for information like a Social Security number), ask if you will indeed be set ( and you have it checked out to ensure that they are legitimate). Even then you should not be askedfor financial information like credit card numbers.

- On-line applications, never forget to include your Social Security number and also keep your career short.

- Check your credit card statements often. Believe it or not, many people do not even check on them!

- Make sure you follow up with creditors if you do not get your bill on time. A missing credit card bill could mean that identity thief has changed your billing address to cover their tracks.

- Order your credit reportannual review of one of the largest credit bureaus to make sure everything is correct.

What to do if you become a victim of identity theft:

The FTC Consumer Sentinel keeps Identity Theft Data Clearinghouse, the nations repository for identity theft complaints. The FTC has been the Identity Theft Toll-Free Hotline, 1.877.IDTHEFT (1.877.438.4338) and the ID Theft Website (www.consumer.gov / idtheft) to give identity theft victims a central position to report their problems andobtain useful information.

The Internet Fraud Complaint Center (IFCC) is a partnership between the Federal Bureau of Investigation (FBI) and the National White Collar Crime Center (NW3C). They can use their online system to lodge a complaint.

http://www1.ifccfbi.gov/index.asp

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